Quick Tips

• Put money that you are not using into accounts that accumulate more interest, such as cds.
• Be aware of the number of transactions you make between checking and savings account.
• Take advantage of the many free things they have at college.
• Use your student discount.
• Save ALL your spare change.

Quick Tips

• Remember when to use your credit card/debit card.
• Get a joint credit card with your parents as a means of building up credit.
• Never miss a payment.
• Until you are really comfortable paying bills, you should pay your bills ON TIME.
• Understand what a credit report is.
• Try and get one at least twice a year. 

Annualcreditreport.com

www.cccsatl.org

Transunion.com

Equifax.com

Experion.com

Quick Tips

• Talk to your parents.
• Local CPAS are on campus who can do your taxes for as low as $20.00
• Make sure they are filed.
• Visit MSN: 12 Smart Tips for Filing Taxes

http://moneycentral.msn.com/content/Taxes/P69845.asp

and the IRS website on students filing for taxes:

www.irs.gov/individuals/students/index.html

to understanding the intricacies 

Mike Ramsey of Bryn Mawr Public Safety has a great deal of information about Identity Theft and how you can guard against it.

         E-mail him at mramsey@brynmawr.edu

Are some of these words a little too overwhelming…here is our guide to understanding complex words:

DEFINITIONS:

CD ? (certificate of deposit) a certificate issued by a bank to a person

depositing money for a specified length of time

Checking account ? an account at a bank against which checks can be drawn by the

account depositor

Credit ? the ability of a customer to obtain goods or services before payment, based on

the trust that payment will be made in the future

Credit score? a number assigned to a person that indicated to lenders their capacity to

repay a loan

Debit card ? a card issued by a bank allowing a holder to transfer money

electronically to another bank account when making a purchase

Interest ? money paid regular at a particular rate for the use of money lent or for

delaying the repayment of debt

Savings Account ? a bank account that earns interest

SAVING:

Check these sites out! They will give you a great idea about how to save money!!!

• Phillysaves.org
• Bankrate.com
• 101Waystosavemoney.com